Banking Solution Center

Online Banking

Learning to use our digital banking services is more important than ever.

Online Banking is Easy

Whether you need to check your account balances, transfer money or pay bills, Online Banking is at your fingertips 24 hours a day, 7 days a week. It’s easy to use and very secure. 

Enhanced Security Features

Learn how our multiple layers of security protect your online accounts from fraud and identity theft. 

Real-Time Balances and Transaction Details

Stay on top of all your accounts with a complete view of your transactions and real-time balances.

Quickly Transfer Money

Easily move money between your accounts with us. You can even schedule transfers for later dates.

Pay Bills for Free

Save time and manage your money easier than ever with our Online Bill Pay. It’s fast, easy, secure and free.

Track Your Spending, Manage Your Budget

Now you can automatically get a complete picture of your spending and set-up a household budget, too.

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Mobile Banking

Do your banking from anywhere with our free Mobile Banking app. It’s loaded with valuable services.

Mobile Banking

Our free Mobile Banking app brings a suite of banking services right to your mobile phone. View balances, quickly transfer money, pay bills and people, and even deposit paper checks, all in a fully secure environment.

Download the Western States Bank mobile app! Apple or Android

The Fast Way to Deposit Checks

You can deposit paper checks in just a few steps right from your smartphone using Mobile Deposit from our Mobile Banking app.

Mobile Transfers and Payments

Transferring money, paying bills, and sending money to other people is quick and secure with Mobile Banking.

Mobile Alerts

Real-time alerts let you know what's happening with your money the moment it occurs. Just set up your alerts in our Mobile Banking app to track balances, deposits, spending and more.

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Digital Payments

Still using cash and checks? There’s a world of fast and secure payment options you should be using.

Use your Debit Card Rather than Cash

Using your debit card is a fast and very secure way to make payments without having to handle cash or writing checks. Debit cards are especially important now to reduce the risk of handling money. Use it in person, online, over the phone, or at an ATM to get cash and make other transactions.

Manage My Cards is a Fraud-Fighting Tool

Have you misplaced your debit card or just want more control over how it’s used? Now you can turn it off and back on again right from our Mobile Banking app. Select off so no one can use it. Turn it on again when you need it.

Free Online Bill Pay

Save time and manage your money easier than ever with Online Bill Pay. It’s fast, easy, and very secure.

  • Pay virtually anyone

  • Automatically pay recurring bills

  • Set email reminders to make payments

  • E-bills allow you to receive bills electronically

Initial enrollment must be completed by logging in at

Digital Wallet

Add your Western States Bank debit cards to your mobile devices for quick, contactless payments without having to share your card number or PIN.

  • Add card information to the digital wallet on your smartphone, smartwatch, or tablet to streamline in-person payments.

  • Works with Apple Pay®, Google Pay™,
    or Samsung Pay®.

  • Internet-based digital wallets store your cards in a profile to simplify and securely make online purchases.

Send Money to Anyone You Know

Zelle® is a fast, safe and easy way to send money to friends, family and others you trust*. All you need is an email address or U.S. mobile phone number.* Initial enrollment must be completed by logging in at

*Must have a bank account in the U.S. to use Zelle.

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Digital Deposits

Now you can deposit checks anytime without making a trip to the branch.

The Fast Way to Deposit Checks

You can deposit paper checks in just a few steps right from your smartphone using Mobile Deposit from our Mobile Banking app.

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With Online and Mobile Banking you can:

  • • View up-to-the-minute account balances, check images and transaction history

  • • Pay bills online with Bill Pay or pay a person with Zelle.

  • • Access your accounts on-the-go with Mobile Banking

  • • Remotely Deposit checks with Mobile Deposit

  • • Transfer funds between your Western States Bank accounts or transfer funds to or from external accounts.

  • • Track your expenses, create budgets and set goals with our Budget Tools

  • • Set up alerts so you are automatically notified about important account activity

No, Online and Mobile Banking are free.

We use the latest encryption standards and methods to protect your information.

You can enroll for Online Banking at or enroll for Mobile Banking by downloading the Western States Bank Mobile Banking App and clicking on “Enroll Now”.

No. Use the same Online Banking user ID and password. If you change your Online Banking password, the Mobile Banking password will automatically change as well.

The app can be found by searching for Western States Bank within your mobile device’s app store. Once downloaded, simply click “Enroll Now” or use your existing Online Banking credentials to log in.

From our Mobile App, select “Deposits” from the menu and enter the amount of the deposit. Endorse the back of the check with your signature and “Mobile deposit only at Western States Bank”. Follow prompts to take photos of the front and back of your check and then submit. That’s it!

Funds from Mobile Deposits are generally available on the next business day after it is received, just like typical deposits.

We recommend securely storing the check until it posts to your account’s history, then destroying the original paper check.

  • • Save time and money-no checks to write

  • • Easy to use and helps you keep track of all the bills you pay

  • • Schedule automated bill payments or one-time payments

  • • Pay virtually any bill – utilities, mortgage, even your lawn care service

Our Bill Pay service is free. Additional fees may apply for expedited payments.

  • • Just log into Online Banking, click the ‘Bill Pay’ tab, and complete the enrollment form.

  • • Once your enrollment is received and processed, you are ready to start using Bill Pay.

  • • You must be enrolled in Online Banking before you can enroll for Bill Pay.

Our Bill Pay services is only available available for bank accounts located in the
United States.  

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank2.

Western States Bank does not charge a fee to use Zelle. Data rates may apply from your mobile carrier if used on your mobile device.

In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.

Contact our eBanking Department at, 308-365-0383, or via our website chat if you have additional questions.