eBanking
The eBanking services at Western States Bank allow you to bank from anywhere, giving you the freedom to do the things you love without having to schedule a trip to the bank. You can check balances, view transactions, transfer funds instantly or by schedule, pay bills, deposit money, and much more. Our goal is to make banking the best experience possible, whether it’s online, via our mobile app, or at one of our branches.
View our Certified Device List to make sure your device is compatible.
Want to Bank with the Touch of a Button?
Download the mobile banking app!
Personal
- Mobile App
- Mobile Deposit
- Bill Pay / Zelle®
- Budget
- Account Alerts
- Security
Bank anywhere, anytime with your smartphone or tablet! The Western States Bank mobile app goes beyond basic balances and account overviews. Instead, we provide you with the most cutting-edge mobile banking technology, including:
- Fingerprint reader and facial recognition on compatible devices
- Balance and transaction history
- Check account balances prior to login with Instant Balance
- Mobile deposit
- Paper bill capture
- Bill payment
- Zelle® transfers
- Easy-to-use interface
- Debit card protection with CardValet
- Account alerts
- On-device enrollment
Download our free Apple or Android app today!
Watch our Mobile Banking Video or walk through the Click-Thru Demo below!
Western States Bank is making it easier than ever for you to do your banking! Conveniently make deposits anywhere with our secure Western States Bank mobile app.
- There are no additional fees for Mobile Deposit
- Security Guarantee – guaranteed to be safe. View our Security Guarantee.
- Fast funds availability – for most Mobile Deposits, your funds are available at exactly the same time as if you walked into a branch.
Remember the following when making a deposit:
- Sign the back of your check
- Write “Mobile Deposit only at Western States Bank” beneath your signature on the back of the check.
- When taking a picture of your check, make sure all four corners of the check are included in the window. Also, avoid shadows and place your check on a contrasting background to get the best image quality.
- Keep your paper check until it posts in your account history and then securely shred it. Checks should not be kept more than 14 days.
Download our free Apple or Android app today!
Watch our video tutorial or use our click-thru demo to see how easy it is!
Bill Pay
Paying bills from your online and mobile banking account is the easy and convenient way to manage your finances all in one place, at home or on the go! Online Bill Pay provides you with the convenience of managing and paying bills without sorting through mounds of paper or buying stamps. The time and money you save lets you get back to what really matters in your life.
- Next-day payments
- Same-day payments (where available)
- Guaranteed on-time and accurate payments
- Fraud prevention system
Watch our Online Bill Pay Video or try our Bill Pay Click-Thru Demo below.
Zelle®
Zelle is a convenient way to send money using your mobile banking app or online banking account.
Whether it’s saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient’s account in a matter of minutes1, and all you need is the recipient’s email address or U.S. mobile phone number.
Keep a pulse on your complete financial portfolio at all times. Our Budget Tool allows you to simplify your money management, analyze your spending habits, track saving goals and budgets, and control your finances from anywhere. You will be able to make more informed financial decisions and uncover new financial opportunities. Take advantage of these other great features available with the Budget Tool:
- Balance and transaction history
- Comprehensive financial dashboard
- Transaction categorization
- Create and track budgets
The Budget Tool is available in your online banking. Don't have online access? Enroll now!
Alerts are a not only a great way to stay on top of your accounts, but they can also help prevent fraudulent transactions. You can choose to receive account alerts via email, text message, or by push notifications on your mobile device.
Know what's happening with your money the moment it occurs. Just set up your alerts and relax.
- Want to know if your balance drops? An alert is sent instantly
- Need to know when a deposit is made? You'll find out the moment it happens
- Want to track when your debit card is used? Each transaction will trigger a notification
- Choose from a wide variety of alerts
- Take Action! Use the notification response option to transfer funds on the spot, pay bills or take other actions
- The Notifications you receive are up to you
- Help you spot signs of fraud and identity theft
- Provides the peace-of-mind that comes from knowing the status of your finances
Where to Set Up Alerts
- If you are using a browser: Log in and select Manage Alerts, located above your list of accounts.
- If you are using our mobile app: Log in and select the More tab, then select Alerts.
You can bank online knowing all your activity will be safe and secure. All of our online and mobile banking technology was created to provide the user the highest level of protection. We utilize the following tactics to keep your money safe:
- Trusted device authentication to flag logins from usual places or devices
- Biometrics to ensure no bots or hackers gain access to your accounts
- Challenge questions to further authenticate login attempts
- Fraud protection using machine learning and automation to flag unusual activity
- Leading-edge data encryption
Click here for more tips on protecting your information.
Business
- Business Mobile App
- Business Deposits
- Bill Pay
- Move Funds
- Positive Pay
- Security
Our Business Online Banking users can use our Western States Bank Business mobile app to tend to all their banking needs. There are tons of great features, including:
- Mobile deposit
- ACH, Wire, and Positive Pay approvals
- Payment functionality
- Easy-to-use interface
- Fingerprint login
Download our free Apple or Android business app today!
If you aren’t already a Business Online Banking user and are interested in enrolling, complete a Business Online Banking Inquiry or email us at eBanking@wsb.bank for more information.
Remote Deposit
Western States Bank proudly offers remote deposit capture services as a value added service for our business customers. With remote deposit, you can conveniently deposit checks from a remote location without ever having to make a trip to the bank. This will save you time and money!
How it works – three simple steps
- Scan Checks. The scanner, which is connected to your PC and the internet, captures the front and back of each check, including the MICR information and dollar amounts.
- Prepare Deposit. Checks are totaled and balanced, and a virtual electronic deposit ticket is prepared for your approval.
- Submit Deposit. All check images are electronically sent to Western States Bank and deposited into your account.
All you need is a computer with high-speed Internet connection and a Western States Bank business account. Increase your efficiency and productivity with remote deposit capture.
To use remote deposit, you must be a Business Online Banking user. If you aren’t already a Business Online Banking user and are interested in enrolling, complete a Business Online Banking Inquiry or email us at eBanking@wsb.bank for more information.
Mobile Capture
Western States Bank is making it easier than ever for you to do your banking! Conveniently make deposits anywhere with our secure Western States Bank Business Mobile App.
- There are no additional fees for Mobile Deposit
- Security Guarantee – guaranteed to be safe. View our Security Guarantee.
- Fast funds availability – for most Mobile Deposits, your funds are available at exactly the same time as if you walked into a branch.
- Mobile Deposit limits have been increased.
Remember the following when making a deposit:
- Sign the back of your check
- Write “Mobile Deposit only at Western States Bank” beneath your signature on the back of the check.
- When taking a picture of your check, make sure all four corners of the check are included in the window. Also, avoid shadows and place your check on a contrasting background to get the best image quality.
- Keep your paper check until it posts in your account history and then securely shred it. Checks should not be kept more than 14 days.
To use mobile deposit with our Western States Bank Business mobile app, you must be a Business Online Banking user. If you aren’t already a Business Online Banking user and are interested in enrolling, complete a Business Online Banking Inquiry or email us at eBanking@wsb.bank for more information.
Download our free Apple or Android business app today!
Pay all your bills in one place with the help of bill pay for business. You will save time and money and streamline your business thanks to all the great bill pay features, such as:
- Automatic scheduled payment options
- Risk-based payments, providing more controls to riskier requests and automating recurring payments
- Bill payment dashboard
- Electronic bills
- Accounts payable invoicing to pay multiple invoices and include details with payments
- Tiered authority levels
ACH Manager
Make electronic payments easier with fully automated processing of ACH transactions. Rather than manually completing your transfers, ACH Manager automatically validates, checks for duplicates, and runs risk control. Additional features include:
- Same-day ACH on business days before 10 a.m. MST
- Transfer templates to save time and prevent errors
- Rejection or exception notifications
- Pay employees electronically
- Status updates and transaction history
- Advanced risk management controls
- Dual control
- Set user-specific transfer limits
- Real-time reporting
Wire Manager
Complete wire transfers quicker and easier than ever from your computer. Wire Manager has top-of-the-line security and automation to save you time and money. Here are some of the great features:
- Email notifications about transfer status
- Same-day transfers
- Transfer templates
- Set approval limits on the number and dollar amount of transactions
- Dual control
- Real-time reporting
Take control of your check payments with Positive Pay. Positive Pay is designed to help your business prevent check fraud. Your business verifies the checks presented against your account for payment and pays only those that have been authorized.
Do your business banking with the confidence of safety and security. Western States Bank has implemented the highest level of security to ensure every time you access our technology online or from a smartphone or tablet, you are protected. Some of the tactics we use include:
- Soft tokens to enable two-factor authentication on your device
- Hard tokens to provide you a code to access your accounts
- Role-based permissions to give employees different levels of access
- Dual control for wire and ACH transfers
- Fraud protection using machine learning and automation to flag unusual activity
- Leading-edge data encryption