Banking shouldn’t be filled with jargon and confusion. Our goal is to educate our customers by providing current information and trends in the financial community. Below you will find several links to updates and information regarding our regulators, your consumer safety from current scammer threats, and much more.
FIRST NATIONAL BANK OF OMAHA
DEPOSIT INSURANCE COVERAGE DISCLOSURE
Western States Bank, First National Bank of Omaha, FNBO and FNBO Direct are the same FDIC-insured bank. If you have deposits in the same right and capacity with more than one of these, those deposits are added together and insured in accordance with the regulations of the Federal Deposit Insurance Corporation (the "FDIC"). They are not separately insured.
Use of Information
Any person is hereby authorized to view the information available from this web site for informational purposes only. No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of Western States Bank, a division of First National Bank of Omaha.
©2022 Western States Bank, a division of First National Bank of Omaha, All Rights Reserved
All information in this site is protected by a compilation copyright in the United States of America based on U.S. Copyright Law (17 U.S.C. sec.101 et seq) and International Copyright Laws and may not be reproduced in whole or in part. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this site.
Disclaimer of Warranties
The information contained or accessed, and references to corporations, including their services and products, are provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free or uninterrupted service.
Descriptions of, or references to, products, services or publications within Western States Bank’s web site does not imply endorsement of that product, service or publication. Western States Bank, a division of First National Bank of Omaha, makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information.
This publication could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.
Facts, data, & other information presented on Western States Bank, a division of First National Bank of Omaha, website pages are provided directly by Western States Bank.
Western States Bank, our employees, officers, directors and shareholders are not responsible for typographical errors or errors of omission; and, we cannot guarantee that all information is accurate or complete.
Deposit information presented on the website of Western States Bank is in accordance with the Federal Reserves Truth in Savings Act (12CFR230). Interest rates displayed for deposit products are based on Annual Percentage Yield (APY) and may fluctuate at any time.
Loan information presented on the website of Western States Bank is in accordance with the Federal Reserve Truth in Lending Act (12CFR226). Interest rates displayed for loan products are based on an Annual Percentage Rate (APR) and may fluctuate at any time.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
A copy of Western States Bank's Community Reinvestment Act (CRA) data will be made available upon request. Requests for this data can be sent to:
CRA Officer, Consumer Compliance Officer
5538 Yellowstone Rd
Cheyenne, WY 82009