Cards

Debit Cards

Use a Western States Bank Visa debit card to make purchases or withdrawal cash directly from your Western States Bank checking account. Using a debit card is convenient and more secure than checks or cash. There is no annual fee for a debit card and you can use it anywhere Visa is accepted. Here are a few more benefits of your Western States Bank debit card.

Turn your smartphone into your wallet! Western States Bank debit cards can be used with Apple Pay, Samsung Pay, and Google Pay. When you use a mobile wallet for payment, your card number is replaced with a unique code (“token”) for each transaction. This means your actual debit card number is never shared. Learn more about Apple Pay, Samsung Pay, and Google Pay.

Watch the video tutorial to learn more about Mobile Wallet and your Western States Bank Debit Card.

Manage My Cards

Define when, where and how your debit card is used. Use the Manage My Cards feature of your Western States Bank mobile app to turn your debit card "on" or "off". This can be particularly useful for times when you might have lost your card, or suspect it was stolen. By turning it "off", you ensure that no transactions can occur. In addition to the ability to turn your debit card "on" or "off" for all transactions, Manage My Cards also offers other controls and settings that allow you to:

Limit debit card purchases to a geographic area
Limit the type of merchant where your debit card can be used
Limit the dollar amount for any transaction
Receive alerts when anyone attempts to use your debit card outside your limits

Download the Western States Bank mobile app to get started today!

Card Valet

Business customers that utilize the Western States Bank Business Mobile App can download the stand-alone card manager, Card Valet. Card Valet offers the same great features that are integrated into the Western States Bank mobile app. Download Card Valet from your favorite app store.

You don't need to wait for a replacement card to be mailed to you. Most of our branches offer instant issue debit cards, which allow you to walk out of the branch with an active debit card that is ready to use.

We take debit card security seriously. Our electronic neural fraud analysis system uses card history and known fraud patterns to monitor for suspicious activity. If a transaction is deemed suspicious, then you would be contacted via text or phone to verify the attempted transaction.

Debit Card Safety Tips:

Sign your debit card as soon as you receive it
Keep your debit card in a secure location
Immediately report lost or stolen debit cards to Western States Bank
Use Manage My Cards on the mobile app to add your own debit card settings
Immediately report any unauthorized transactions or suspicious activity to Western States Bank

Online Shopping Safety Tips:

Use a secure server
Shop with businesses you know and trust
Read a business’ terms, policies and privacy statements prior to making a purchase
Never send your card number and information via email
Keep a record of your receipts by saving or printing your order confirmation