Certificates of Deposit

CD Special

Making a difference for families in our communities with a CD and new Money Market Special.

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We Have Got a Certificate of Deposit That’s Right For You

Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs).  A CD is a special type of deposit account that typically offers a higher rate of interest than a regular savings account.  Unlike other investments, CDs feature federal deposit insurance up to $250,000 per category of legal ownership by the FDIC.

Here’s how CD’s work:


When you purchase a CD, you invest a fixed sum of money for a fixed period of time – six months, one year, five years etc. – and, in exchange, we pay you interest, typically at regular intervals.  When you cash in or redeem your CD, you receive the money you originally invested plus any accrued interest.But if you redeem your CD before it matures, you may have to pay an “early withdrawal” penalty or forfeit a portion of the interest earned.

For more information regarding CDs, contact your local branch:

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