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WE LOOK FORWARD TO SERVING YOU AS FNBO!

In February, we announced that Western States Bank and FNBO had merged.  While it may seem like it’s been business as usual since then, so much work is going on behind the scenes by the teams at both banks to convert Western States Bank to FNBO on November 4-6.

I, and everyone at FNBO, look forward to welcoming you as our customer and having the opportunity to work together with you as we focus on your financial well-being.  You will soon start to receive communications from us about transitioning to new accounts and services at FNBO and learning more about banking with us.  In addition to receiving direct communications, you can also expect to see regular updates in the coming weeks and months at fnbo.com/wsb.

We’re eager to demonstrate to you the value of doing business with “the great big small bank.”  For now, we’re doing everything we can – at both Western States Bank and FNBO – to make this transition as smooth as possible.  Until then, please continue to work with the banking professionals at Western States Bank for all your financial needs.

Thank you for your patience as we prepare to welcome you in November.

Clark D. Lauritzen
Chairman and President

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